The Roselli Team - Your Real Estate Experts Pembroke Pines, Miramar, Weston, SW Ranches & Doral

  If you’ve been waiting to save 20% down before buying a home in Miramar, Florida, you might actually be delaying your homeownership for no reason. The truth is: most buyers do NOT need 20% down. There are several programs designed to help buyers purchase a home with far less money upfront. What You Actually Need to Buy a Home Here are the most common options in South Florida:  FHA Loan As low as 3.5% down Flexible credit requirements Great for first-time buyers Conventional Loan As low as 3%–5% down Competitive rates Good for strong credit buyers  VA Loan (Veterans) 0% down payment No mortgage insurance One of the strongest loan programs available First-Time Buyer Programs Down payment assistance may be available Grants in certain cases Reduced upfront costs So Why Do People Think They Need 20%? This is one of the biggest myths in real estate. Many buyers assume: They need perfect credit They need huge savings They need 20% down But ...

  The conversation around buyer’s agent compensation has shifted-fast. Lawsuits, policy changes, and evolving MLS rules have created confusion for sellers. The key question now isn’t “Do I have to?”   it’s “Should I?” Let’s break this down in a practical, seller-focused way. The New Reality (What Changed) Historically, sellers typically offered compensation to the buyer’s agent through the MLS. It was standard practice and largely unquestioned. Now: Offers of compensation are  not displayed in the MLS Buyer’s agents may need to negotiate compensation directly Buyers may be responsible for paying their agent out-of-pocket This creates a strategic decision point for every seller. The Case FOR Offering Buyer’s Agent Compensation 1. You Maximize Exposure The more agents who are willing-and motivated-to show your home, the better. If a buyer’s agent knows compensation is available: They’re more likely to prioritize your listing They can confidently s...