Why Your Property Taxes Keep Going Up - And What You Can Do About It

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If you’ve ever opened your property tax bill and felt your stomach drop…
You’re not alone.

Many South Florida homeowners - especially long-time owners and empty nesters - are facing property tax increases that feel out of nowhere. And in communities like Pembroke Pines and Miramar, even modest value jumps can lead to noticeable tax changes.

But here’s the part most homeowners don’t realize:

Your property tax bill isn’t just about what your home is worth.

It’s a combination of:

  • Your home’s assessed value

  • Local millage rates

  • Exemptions you may (or may not) be using

  • How long you’ve owned the property

  • Your “Save Our Homes” cap status

  • Changes made by the county or city - even if YOU didn’t change anything

Let’s break it down in a way that’s simple and actionable.

1. Why Did My Property Taxes Go Up So Much?

There are a few common reasons:

👉 Your assessed value increased

Even if the housing market is calm, Broward County may adjust assessed values year-to-year.

👉 Your Save Our Homes cap reset

If you recently bought or inherited the property, your taxes reset to full market value - often a big jump.

👉 Millage rates changed

Cities, schools, and the county adjust these annually. Even a small increase affects your bill.

👉 You’re missing exemptions

Many homeowners unknowingly leave money on the table:

  • Homestead

  • Senior exemption (65+)

  • Widow/Widower

  • Disability

  • Veterans exemptions

2. What Can You Do If Your Property Tax Bill Feels Too High?

✔️ File a property tax appeal

If you believe the assessed value is incorrect, you can challenge it.
You’ll need market comparables - something I can provide.

✔️ Review your exemptions

You may qualify for thousands in savings annually.

✔️ Look at portability

If you’re thinking of selling, you may be able to transfer part of your Save Our Homes savings to your next property — up to $500,000.

✔️ Consider whether it’s time to downsize

Many empty nesters are finding that:

  • Their home has more space than they need

  • Taxes & insurance no longer match their lifestyle

  • Selling now allows them to protect equity and move into a home that fits their next chapter

Often, property taxes become one of the biggest tipping points that push homeowners to consider a move.

3. Thinking of Selling? Here’s How This Helps You.

When selling, a high property tax bill can actually make buyers hesitate.
However - I have strategies to:

  • Explain tax differences to buyers

  • Highlight exemptions and portability

  • Reduce buyer hesitation and protect your home’s value

This is especially important for homeowners 60+ planning their next move.

Talk Soon!

Enrico & Monica




Location: Miami, FL, USA

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