Why Saving for a Home Feels Hard (and How to Fix It)

Saving for a home doesn’t mean putting your entire life on pause. You still want to celebrate your friends’ milestones, take the occasional vacation, and enjoy your weekends. But without a plan, those “one-off” expenses can quietly eat into your down payment fund. Take wedding season as an example: between travel, gifts, outfits, and pre-wedding festivities, the cost of attending just one wedding, plus a bachelor or bachelorette weekend, costs an average of $2,016 . That’s pretty close to the typical monthly rent of $2,072. When you stack two or three weddings in one summer, and add in birthdays, holiday spending, and spur-of-the-moment events, it’s no wonder it feels impossible to save. The truth is, you don’t need to say no to every invitation or skip every luxury coffee. You just need a strategy that helps you spend intentionally, save consistently, and keep your homeownership goals front and center. Why Saving Feels So Hard Right Now We’re living in a time of high rent,...